Syllabus of Optional Subjects of DAIBB

Syllabus of Optional Subjects of DAIBB 

 

1. Detailed Syllabus of Treasury Management

Full Marks : 100

Pass Marks: 50

Introduction to Treasury

          Function of Treasury, The Market, Key Variables in Treasury Management, What is Liquidity, The Role of Central Bank, Treasury as a profit center of the bank

Reserves

Operational Reserve, Statutory Reserve Requirement, Government Securities

Asset Liability Management

          Liquidity Management, Tools of Liquidity Management, Balance Sheet & Capital Planning, Transfer Pricing of Assets & Liability, ALCO

Foreign Exchange Management

          Fx Markets, FX Quote Conventions, Net Open Position, Assessing Exposure to Risk, Forward & FX Swap Pricing, Foreign Exchange Trading

Money Market

          Money Market Instruments, Participants of Money Market, Treasury Bill Market of Bangladesh, Repo & Reverse Repo, Swap

Fixed Income

          Fixed Income Market, Fixed Income Instruments, Bond Pricing & Yield to Maturity, Duration & Convexity, Primary & Secondary Market

Basic Derivatives

          FX Derivatives, Interest Rate Derivatives, Commodity Derivatives, Credit Derivatives

Market Risk Management

          Risk Factors in a Bank, FX Risk Management, Interest Rate Risk Management, Risk Management Limits & Reporting, Implication of Basel II

 

2. Syllabus of Investment Banking and Lease Financing

Full Marks : 100

Pass Marks: 50

Investment Banking

          Investment Banking  Functions and Score Investment Setting Investment Return and Risk, Asset Allocation, Security Market Instruments.

Primary Security Markets

          Management of Capital Issues, Undertaking, Issue of Prospectus, Private Placement, Mutual Fund (open ended and closed ended)

Secondary Market

         Dealing vs Brokering- Dealer Activity-Managing Dealer Risk-Financing Dealer Inventory- Brokerage Activity, Possible Abuses by Brokers, Security-Market Indicators. Central Deposit, Stop Exchange.

Portfolio Management

          Introduction to Portfolio Management, Some Background Assumptions, Asset Pricing Models, Efficient Capital Markets.

Portfolio Analysis

          Financial Statement Analysis- Major Financial Statement, Analysis of Financial Ratios, Economic Analysis, Relating Economic Analysis to Efficient Market, Forecasting Tools, The Nature of Effective Economic Forecast, Industry Analysis, Company Analysis.

Technical Analysis

          Concepts of Technical Analysis, Challenges to Technical Analysis, Advantages, of Technical Analysis, Technical Trading Rules and Indicators.

Security Valuation

          Security Valuation  Overview of the Valuation Process. Theory of Valuation, Bond Fundamentals and Valuation of Bonds-Computing Bond Yields. Valuation of Equities.

Lease Financing

          Concept of Lease  Different Forms of Lease Financing vs. Operating Leaser Financing Evaluating  Lease Financing in Relation to Debt Financing : Lessees Perspective-Financing Evaluation : Lessees Perspective Advantages of Lease Financing. Practices of Lease Financing in Bangladesh.

Investment Banking Structure in Bangladesh

         Structure, Legal Framework, Performance, Role of SEC (Prevention of Insider Lending and Investor Protection), ICB (Institutional Investor), DSE and CEC Corporate Merger, Restructuring, Acquisition, Corporate Advisory

References

1. Different Publications of SEC, DSE and CSE.

2. Francis, J.C.-Investment (McGraw Hill, Singapore).

3. Hirt, G. A. ad Stanley B. Block-Fundamentals of Investment Management  (IRWIN, U.S.A.)

4. Public Issue Rules, 1998.

5. Reily, Frank, K. and Edger A. Norton-Investments  (The Dryden Press, U.S.A.)

6. Securities & Exchange Ordinance, 1969.

7. Sharpe, W.F.-Investments (Prentice-Hall Inc., U.S.A.)

8. Avw_K cÖwZôvb AvBb, 1993

9. wmwKDwiwUR I GK‡PÄ Kwgkb (wgDPzqvj dvÛ) (1993 mv‡ji 15 bs AvBb)

10. wmwKDwiwUR I GK‡PÄ Kwgkb AvBb, 1993 (1993 mv‡ji 15 bs AvBb) 8

3. Detailed Syllabus of Islamic Banking

Full Marks : 100

Pass Marks: 50

Islamic Economics

          Islamic Economics- Meaning and Scope, Nature of Economic Laws, Islam and Other Economic Systems, Consumption and Production in Islam, Distribution of Wealth in Islam, Trade and Commerce in Islam, Islamic Approach to Money, Banking and Monetary Policy.

Interest in Islam

          Interest in Islam, Meaning of Riba, Conceptual Issues Related to Riba, Comparative Difference Between Interest and Profit, Classical and Keynesian Views on Interest.

Islamic Banking

      Objectives and Functions, Global Experiences, Operational Mechanism of Islamic Banking System of Guarantee, Non-Banking Services of Islamic Banks, Islamic Bank and Central Bank, Conventional vis--vis Islamic Banking.

Deposit Mobilization Process

          Wadia and Mudraba Accounts their Characteristics and Mode of Operations.

Investment and Operation of Islamic Banks

         Musharaka, Mudaraba, Murabaha, Bai-E-Muazzal, Bai-E-Salam, Hire Purchases, Quarz E Hasana, Lease Finance, Auction Investment, Syndicated Investment, Term Investment.

Fund Management in Islamic Banking

         Asset  Liability Management (ALM), Liquidity Management, Liquidity Versus Profitability, Liquidity Theories and Islamic Banking  Risk Management in Islamic Bank.

Foreign Exchange Operation of Islamic Bank

          Import and Export Financing, Methods of Trade Payments  Exchange Rates  Applicable Rates for FEX Operations.

Central Banking in Islamic Framework

          Central Banking in Islamic Framework  Monetary Policy in Islam  Banking Supervision.

Rural Finance, Welfare and Ancillary Services of Islamic Banking

Role of Shariah Council

        Need for Shariah Board  Relationship with Board of Directors and Central Bank, Power and Function of Shariah Councils.

Experience of Islamic Banks at National and International Level

 

References

1. Ahmed, Shaikh Mahmud. Towards Interest Free Banking. International Islamic Publisher, Delhi

2. Choudhury, Masudul Alam. Money in Islam, Routledge, London

3. Hasan, Kabir M. A Text Book on Islamic Banking

4. Hoque, Ataul, Readings in Islamic Banking Islamic Foundation Bangladesh

           5. Mannan, M A, Islamic Economics- Theory and Practice, New Delhi, India

6. Rahman, M.M and Rahman, B.M.H. Islamic Finance System

7. Shaghil, M, Islamic Economics New Delhi, India

 

4. Detailed Syllabus of SME and Consumer Banking

Full Marks : 100

Pass Marks: 50

Role of SME

          Role of SMEs in The Economic Development of Bangladesh, Policy Environment and Initiatives of SMEs, Experiences of SME Foundation.

Sources and Modes of SME Finance

          Role of FIs, Bangladesh Bank Guidelines, Equity Entrepreneurship Fund (EEF), NGOs, Venture Capitalists and Informal Sector.

Formulation of Business Plan and Project Appraisal for SMEs

          Essentials of Business Plans  Sector Specific Requirements  Project Appraisal Marketing Aspect, Technical Aspect, Financial Aspect, Cash Flow Analysis, Financial Projections, Cost of The Project and Means of Financing, Break-Even Point, Capital Budgeting Techniques, NPV, BCR and IRR, Assessment of Working Capital, Assessment of Risks, Identification and Selection of Entrepreneurs.

Operational Procedures in SME Financing

          Asset Based Financing, Factoring, Leasing, Tripartite Agreements, Documentation and Creation of Charges on Securities, Repayment Schedule of Loans, Monitoring and Counseling.

Consumer Banking

          Overall Objectives, Critical Elements of Consumer Banking, Consumer Banking Products, Operational Aspects, Legal Framework and Bangladesh Bank Guidelines.

Recovery of SME and Consumer Credit

          Identification of Non-Performing Loans, Procedures Relating to Recovery- Legal and Non-Legal aspects.

References

1. Bangladesh Bank reports

2. Reports of SME Foundations 

 

 

 

5. Syllabus of Agriculture and Microfinanace

Full Marks : 100

Pass Marks: 50

Agriculture Finance

    Need for Agricultural Finance, Institutional and Non-Institutional Sources, Types of              Agrifinance-Crop and Non-Crop, Agro-Based Project Financing – Procedures and Collaterals in Agrifinance  Problems of Agrifinance. Role of Commercial Bank and Specialized Banks in Agrifinance  Recovery of Agricultural Credit  Public Demand Recovery Act.

Evolution of Micro Credit

    Historical Development of Micro Credit, Micro Credit and Micro Finance, Micro Credit and Poverty Alleviation.

Policy and Legal Framework

    Regulatory Requirements and Policy Support for the Development of the Micro Finance Activities, Government Policy and Legal Framework Regarding Micro Finance in Bangladesh, Role of Government and Central Bank  Micro Credit Regulatory Authority (MRA) in Bangladesh.

Micro and Rural Financial Products and Services

        Credit-Requirements of Collateral Security, Collateral Substitutes, Saving-Compulsory Deposit System, Insurance, Payment Services, Social Intermediation, Enterprise Development Services, Cash Flow Analysis.

Micro Financial Institutions (MFIs)

          Micro Financial Institutions and their Objectives, Target Market and Impact Analysis, Formal, Semi-Formal and Informal Financial Institutions, Institutional Growth and Transformation, Linkages Among Different Types of MFIS and Between Banks and MFIS. Social Services of the MFIS.

Performance Assessment

         Repayment Rates, Financial Viability, Profitability, Leverage and Capital Adequacy, Borrowers Viability and Poverty Alleviation.

Role of MFIs in Rural Finance and Poverty Alleviation in Bangladesh

          Role of BKB, RAKUB, Grameen Bank, BRAC, ASA, PRASHIKA, BRDB and PKSF as the Micro/Rural Financial Institutions in poverty alleviation

References

1. Annual Reports of BKB, RAKUB, PKSF, Bangladesh Bank Credit Norms etc

2. Ledgerwood, Joanna, Micro Finance Handbook- An Institutional and Financial Perspective, The World Bank Washington D.C

3. Wood, Geoffrey D and Sharif, Ifath A, (Ed.) Who Needs Credit-Poverty and finance in Bangladesh, UPL, Dhaka. 

 

 6. Detailed Syllabus of Central Banking and Monetary Policy

Full Marks : 100

 Pass Marks: 50  

Introduction to Central Banking

          Central Bank in The Financial System, Evolution, Characteristics, Objectives, Philosophy and Functions of Central Banks, Relationship Between Central Bank and Govt., Central Bank and Commercial Banks, Modern Central Banking, Autonomy of Central Bank, Separation Between Supervisory and Monetary Authorities.

Supervision of Financial Institutions

         Theory, Objectives and Agencies of Bank Examination/Regulation, Methods of Bank Examination, On Site and Off-Site (CEMELS Rating), Deposit Insurance and Bank Failures. Risk Management and Internal Control Mechanism. Basic Guidelines on Bank Supervision, Supervision of Non-Banks & Other Financial Institutions.

Monetary Policy

          Money and is Functions, Demand for and Supply of Money, Multiple Deposit Creation, Determinations of Money Supply, Monetary Base and Money Multiplier, Conduct of Monetary Policy-Tools, Targets, Goals and Monetary Transmission Mechanism.

Central Banking and Monetary Management in Bangladesh

          Bangladesh Bank order, 1972; Prudential Regulation, Monetary Policy of Bangladesh.

Exchange & Reserve Management

          Exchange Rate Policy, Fixed & Floating Rate, Relationship with International Monetary Intuitions, Foreign Currency Investment.

References

1. Ahmed, A.K.N. Of Deregulation and Central Bank Autonomy. University Press Ltd, Dhaka.

2. Bangladesh Bank Publications.

3. BIS. Core Principles for Effective Banking Supervision.

4. Dekock, M.H. Central Banking

5. Mishkin, Frederic, S. The Economics of Money, Banking and Financial Markets.  Harper      Collins, New York.

6. Sheng, Andrew. Bank Supervision. Principles and Practice. EDI Working Paper.

7. Smith, Gray. Money, Banking and Financial Intermediation. Heath and Company, Lexington, D.C.

8. Vittas, Dimitri. Financial Regulation. The World Bank, Washington.