1. Detailed Syllabus of Management of Financial Institutions
Full Marks : 100
Pass Marks: 50
INTRODUCTION TO BUSINESS OF
FINANCIAL INSTITUTIONS
An Overview of Banks and Non-Banks and Their
Services, Economic Analysis of Financial Institutions, Impact of Govt. Policy
and Regulations, Financial Statements of Financial Institutions.
Asset-Liability
Management (ALM) Techniques
Asset and Liability Management Strategy, Fund
Management Strategy, Interest Rate Risks-Gap and Duration Management, Futures,
Options and Other ALM Techniques, Investment Functions and Instruments, Demand
for Supply of Liquidity, Liquidity Problems-Strategies for Liquidity
Management.
Managing
Sources of Funds
Deposit
and Non-Deposit Funds, Off-Balance Sheet Sources Securitization, Loan Sale etc,
Management of Capital BASEL-II Framework (BB Guideline).
Profitability and Productivity
and Consumers
Measuring
and Evaluating Financial Institutions Performance, Camels Rating.
Risk
Management of Financial Institutions
Risk
Identification, Measurement, Mitigation Technique, Core Risk Management
Guidelines of Bangladesh Bank, Market Risk, Operational
Risk & Reputation Risk.
References:
1.
Core Risk Management Guidelines of Bangladesh Bank.
2.
Mishkin, Frederic S. The Economics of Money, Banking and Financial Markets.
Harper- Collins, New York.
3.Rose,
Peter S. Commercial Bank Management. IRWIN, International Edition, New York.
2.Detailed Syllabus of Lending Operations and Risk Management
Full Marks : 100
Pass Marks : 50
Introduction
of Loan Portfolio Management in Financial Institution
Credit
Planning, Policy and Vision, Complete Transaction.
Principles
of Good Lending and Credit Process
Different
Types of Borrowers and Loan Accounts, Selection of a Borrower, Loan
Interviewing and Credit Investigation, Loan Sanctioning and Disbursement
Process.
Commercial
Lending Environment
Characteristics
of a Good Credit Officer, Features of Good Loan Policies.
Basic
Financial Analysis
Financial
Statement Analysis, Financial Spread Sheet: Communize and Comparative
Financial Statements, Cash Flow, Fund Flow, Ratio Analysis, Credit
Scoring System.
Term
Lending by Banks
Appraisal of Term Lending Cases, Technical Aspect,
Marketing Aspect, Managerial Aspect, Financial Aspect and Economic Aspect, Cost
of The Project and Means of Financing, Capital Budgeting Techniques, Internal
Rate of Return (IRR), Economic Rate of Return (ERR), Cost-Volume-Profit
Relationships.
Working
Capital Lending
Requirements, Estimation and Techniques.
Financial
Projection
Projected Financial Statements, Cash Budget.
Lending
Risk Management
Concept and Technique, Credit Risk Grading (CRG)
Techniques, Bangladesh Bank Guidelines and Regulations, Portfolio Risk
Assessment and Management Technique, Asset Securitiesation, Credit Derivatives,
Loan Syndication, Loan Sales etc.
Loan
Structuring and Pricing
Modes
of Charging Securities, Loan Documentation
Follow-up,
Repayment and Reporting, Problem Loans
References
1
Bedi, H.L. and V.K. Hardikar. Practical
Banking Advances.
Institute
of Banking
Studies, India.
2
IBB guidelines and Circulars.
3
Morsman, Jr. Edgar M. Commercial
Loan Portfolio Management.
Robert Morris Associates, U.S.A
4
Ruth, George E. Commercial Lending. American Bankers Association, U.S.A.
5
Signoriello, Vincent J. Commercial Loan Practices and Operations.
Bankers Publishing Company, U.S.A.
6
Simha, S.L.N. Credit Management. IFMR, Madras.
3. Detailed Syllabus of International Trade and Foreign Exchange
Full Marks : 100
Pass Marks : 50
Module
A: An Overview of Foreign Trade
Composition
and Trends of Bangladesh
Foreign Trade
The
Role of WTO for Removal of Tariff and Non-Tariff Barriers
Inco-Terms
Terms Used in the International Trade
Payments
and Clearing Unions EU, NAFTA, LAFTA, ACU
Salient
Features of Export and Import Policies of Bangladesh
Incentives
Including GSP for Exports from Bangladesh
General
Knowledge Regarding
International Organizations Like IMF, World Bank, IFC, IDA, ADB, Islamic Development Bank (IDB), etc.
Role
of Banks in Foreign Trade
Cross
Border Fund Transfer Systems Including SWIFT and Other Forms of Electronic Fund
Transfers
Documents
Used in International Trade and Their Scrutiny by the Banks
Main
Features of Uniform Customs and Practice for Documentary Credits (UCPDC) (ICC
Publication No.600)
Main
Features Uniform Rules for Collection (ICC Publication No. URC 522)
Arrangement
for Settlement of International Payments: Correspondence Relationship,
Nostro
And Vostro Accounts
Protection
Against Risk in Foreign Trade
Precautions
Against Common Frauds and Forgeries
Protection
Against Political and Economic Risks and
Export
Credit Guarantee Schemes in Force in Bangladesh
Exchange
Control Regulations
Salient
Features of Foreign Exchange Regulation Act, 1947
Exchange
Control Regulations Regarding Forex Operation by Authorised Foreign Exchange
Dealers
Foreign
Investment in Bangladesh
Including Export Processing Zones
Special
Provisions in the Anti-Money Laundering Act, 2008 Affecting International
Payments
Exchange
Rates
Changing
Pattern of Exchange Rates Since World War I
Factors
Affecting Exchange Rates
Various
Types of Exchange Rates
Management
of Exchange Rates in Bangladesh
Foreign
Exchange Markets
In Bangladesh
Overseas
and
Euro-Currency
Market
Dealing
In Foreign Exchange
Foreign
Exchange Positions
Trading
in Foreign Exchange
Offshore
Banking Operations
Lending
and Borrowing in Foreign Currencies and
Derivatives
in Foreign Currencies
Financing
of Foreign Trade in Bangladesh
Various
Forms of Financing Exports From and Imports into Bangladesh
Arrangements
and Forms of Export From and Imports into Bangladesh
Role
of Bangladesh Bank Regarding Export and Import Finance
Exchange
Arithmetic
Selection
of Buying and Selling Rates for Spot and Forward Transactions
Calculation
for Buying and Selling Rates, Spot, Forward and SWAP, for Export and Import
Bills, Investment and Other Miscellaneous Payments.
References
1. Ali, Syed Ashraf: Foreign Exchange and Financing
and Risk Management, 2nd Edition, Mowla Brothers (Dhaka, Bangladesh).
2. Andly, K. K. : Foreign Exchange.
3. Awasthi, G. D. Trade Payments (Academy of Business
Studies, Delhi, India).
4. Keskamat. V. V. : Foreign Exchange An
Introduction.
5. Lall, G. S. Finance of Foreign Trade
and Foreign Exchange (HPJ Kappor, New Delhi.).
6. Verghese, S. K. : Foreign Exchange and Financing
of Foreign Trade.
7. Watson, A. J. W. : Finance of International Trade
(Institute of Bankers,
London).
8. Whiting, D. P. : Finance of International Trade
(McDonald & Evans).
9. Wheble B. S. : Uniform Rules for Collection
(Chartered Institute of Bankers, London).
4. Detailed Syllabus of Information Technology in Financial Services
Full Marks : 100
Pass Marks : 50
Introduction
to IT and Computer Systems
Concept and Importance of IT, Role of IT in
Financial and Business World. MIS. Electronic Banking and Electronic Commerce.
Computer Hardware Anatomy of Computer, Types
of Computers, Central Processing Unit (CPU), Main Memory, Computer Systems, Peripheral
Controllers, Peripherals (Terminal, Printer, Floppy Drive, Disk Drive, Compact
Disk, Tape Drive, Cartridge, Tape Drive Graph Plotter, Mark Sense Readers,
Etc.), Current Trends.
Computer Software Need for Software, What is
Software ? Types of Software, Systems Software, Operating Systems, Language
Translators (Compilers, Interpreters), Programming Language Data Base
Management Systems (DBMS), 4th Generation Language Tools, Application Software,
Application Areas, Packaged and Tailored Software, Software Development,
Current Trends.
Security Considerations
Accidental Damage, Power Failures, Malicious Damage,
Operational Problems, Data, Encryption and Decryption, Standards, Audit Trails,
Accountability, Liability & Control ; System Vulnerability & Abuse ;
Creating Control Environment ; Internet Security ; Development A Control
Structure ; Ensuring System Quality.
Different
Approaches to Bank Mechanization
Stand Alone Computer System, Local Area Networks
(LAN), Local Processing With Batch Updates, On-Line Updates With Shadow
Posting, Remote Computing Facility With Batched Input On Line Systems
With Mini Computer Networking and With Mainframe Computer, Duplication of
Databases at Different Levels.
Electronic
Payment Systems & Funds Transfer Systems
Teller Machines at Bank Counters, Cash Dispensers,
Stand Alone Automated Teller Machines (ATMs), ATM with On-Line Inquiry and
Update Facilities, Home Banking & E-Commerce (Corporate and Personal).
Plain Messages (Telex or Data Communication),
Structured Messages (SWIFT, Etc.), Direct Fund Settlement Systems (CHIPS,
Etc.), two Level Funds Transfer Settlement (FEDWIRE, BANKWIRE Point-of Sale
Systems).
Document
Handling Systems, Additional Banking Applications & Other Aspects
Cheque Sorting and Balancing Systems (MICR, OCR,
Etc.), Document Storage and Retrieval Systems (Microfilming), Document
Transmission Systems (FAX).
Inter-Branch Reconciliation, Foreign Exchange
Dealing, Investment Management Systems, Cash Management Systems, Statistical
Analysis.
Personal Identification Numbers and Their Use in
Conjunction with Magnetic Cards of Both Credit and Debit Types, SMART Cards,
Signature Storage and Display by Electronic Means, Cheque Truncation,
Microfische, Note and Coin Counting Devices.
Risk
Management and Legal Framework in IT
National
ICT Policy 2002, ICT Act-2006, Bangladesh Bank Guidelines, Cyber Law
References
1. Bajwa K.S. Bank Mechanisation (Skylark
Publication).
2. Different journals and periodicals on computer.
3. Hunt R. and Shelley J. Computer and Common
Sense (Prentice-Hall of India Private Limited, Latest Edition).
4. Lipis, Marschall, Linkers Electronics
Banking (John Wiley and Sons).
5. Rangarajan Committee Report Mechanisation
and Automation in the Banking Industry, Reserve Bank of India (1984).
6. Rajgopalan R. Understanding Computer (Tata
McGraw Hill Publishing Co. Ltd.)
7. Study of Use of Modern Tools in Banking (Indian
Banks Association, 1993).
8. Srivastava Computer Application in Banks
(Bankers Training College, Reserve Bank of India).
5. Detailed Syllabus of Management Accounting
Full Marks : 100
Pass Marks : 50
Definition
and Scope of Management Accounting
The Place of Management Accounting/Short comings of
The Traditional Methods of Credit Analysis
Its Definition and Scope, Distinction Between
Financial Accounting and Management Accounting Role of Management
Accountant Analysis and Interpretation of Finance Statements.
Planning Process
Setting of Objectives
Costing
and Pricing
Methods of Costing Classification of
Costs Implication of Costing for Bankers
Objectives of Pricing Common Misconceptions in
Pricing Cost, Volume, Profit Relationship Break-Even Analysis
Limitations of Break-Even Analysis Planning for Profit.
Budgeting
and Expenditure
Importance of Budgeting
Objectives of Budgeting Preparation of
Budgets Importance of Budgets to Bankers, Standard Costing Control
Through Budgets.
Method of Appraisal; Shortcomings of Appraisal
Methods Capital Budgeting Its Importance to Lending Banker.
Planning
for Liquidity
Cash Flow Forecast Objectives of Cash
Flow Preparing A Cash Flow Forecast/Using The Cash Flow/Cash Flow
Forecast and Lending Banker.
Statement of Sources and Application of Funds
Working
Capital Management
Factors Affecting Working Capital Requirements Short
Term Financial Forecasts Assessment of Working Capital Production
and Operating Cycle Inventory Management Cash and Receivables
Managements Methods of Financing Working Capital Different Forms of
Bank Credit Management Reports Types of Information and its
Relevance to Banks
Leasing
and Hire Purchase
Financing Against Lease Forms of Lease
Financing Economics of Leasing-Financing against Hire Purchase
Agreements Relative Merits of Leasing Finance and Hire Purchase Finance
from Customer"s and Lending Bank"s Point of View
References
1. Bhattacharya, S. K. and John Deanden Accounting
for Management : Texts & Cases Hingorani & Chawla. Management
Accounting (Indian Institute of Bankers, Published by Himalaya Publishing
House, Mumbai, India).
2. Egginton, D. A. Accounting for the Banker,
(Longman).
3. Fisher, J. Financial Analysis and
Management Accounting for the Banker (The Institute
of Bankers in Scotland).
4. Kuchhal, S. C. Financial Management
An Analytical & Conceptual Approach.
5. Khan, Md. Mainuddin Advanced Accounting (Ideal Library Dhaka).
6. Pitcher, M. A. Management Accounting for
the Lending Bankers.
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